https://www.michaelgopin.com/wp-content/uploads/2020/10/GOPIN-Ask-A-Lawyer-P3.mp3 Male: Youre listening to Mike and Tricia Mornings 93.1 KISS-FM. Mike: Its our new monthly feature Ask A Lawyer with special guests Michael Gopin starts today. Michael has an ebook that you can download off his website. Tell us about this ebook and what we can find out from it? Michael: Yes the ebook I think is a great source of information. Just general questions about what an insurance company is looking for? What do you need to do to prove your case? Different types of cases like slip and fall car accidents trucking accidents motorcycle accidents. Its a wealth of information. You can download it for free from our website at michaelgopin.com. And I think itll answer a lot of your simple questions about you know whats really going on and what the insurance companies are thinking. Mike: Its a very informative website too. I mean like youve got a lot of videos as well where you explain some of these things you know basic stuff that before you go talk to any lawyer you should probably educate yourself on. Michael: Sure. I mean I think thats really important. Were here to help and teach and have people learn whats going on with their cases and what they can expect from a case. Mike: Now are dog bites are those kinds of cases common? Michael: They are common. You definitely see them. And sometimes you run into issues there about insurance also. Typically your homeowners insurance will cover dog bite issues but a lot of people dont have homeowners insurance or theyre renting and so theres no coverage but yes weve had some really severe dog bite cases and you know some pretty crazy scenarios as well. So yeah those are Mike: Like even if my dog gets out of my yard or does it all have to take place on your property? Michael: No if your dog gets out of your yard then you know youre responsible for your dog and you should have maybe been more careful in regards to keeping him in your yard. Theres what they call a one-bite rule so if a dog has never bitten someone before youre not gonna be held liable but if they had bitten someone before that changes the story completely and the dog owner may be liable for damages. Mike: Even if the first bite was severe? Michael: No the first bite is different. So I mean if you dont have an idea that this dog has a propensity you know to bite people then youre okay as the dog owner but if the dog has a history of biting and bites you yes you can be held responsible. Mike: What about if its like workers coming onto your property? Michael: Same thing same rule. Mike: Same thing. Michael: So I mean we have you know dogs and we always make sure to lock them up when workers are coming just to you know to protect them make sure nothing happens. Tricia: And theres a lot of thingsI mean think about it living in El Paso you know people have housekeepers that they might not necessarilythey might be kind of an under the table kind of thing you know where youre paying this person theyre not necessarily your official employee but if they get hurt in your house you know then you could liable. Michael: Thats true. Any visitor that comes to your house that has an accident could be a potential liability for you. So you know its important if you are in a home that you you know properly protect yourself with proper insurance so thats always a good thing to have. Tricia: Well and then a lawyer you know people think to themselves well you know I cant afford it or whatever but honestly the insurance companies they have lawyers and theyre designed to take care of the insurance company not you. Michael: They are professionals. This is their job. They do this all the time. Theyre very experienced. Theyre really knowledgeable. They know what you know your cases are worth. They know how to try to save themselves money because thats the bottom line for them you know their profit margin. Tricia: Right. Mike: I noticed that the section where you can download the ebook like if youre not like into reading if youre like ugh reading would be hard Michael: Speak a book right? Mike: Yeah you have that on there as well. Michael: So they can read it to you so make it as easy as possible. Tricia: You are speaking Mikes language man. Hes like reading? Mike: Theres a section there where you can download an audio copy of his ebook as well. Tricia: Oh my gosh. Michael: We want to make it easy. Mike: So once you know Mike and Tricia are off the air you can listen to it in your car but not while Mike and Tricia are on the air. We will seek a lawyer for you. Tricia: And dont hold your phone while youre doing that because you might get into a car accident. Michael: Thats right texting and driving is a no-no. Tricia: And somebody might call Michael Gopin against you. Mike: in which case we know somebody. We have a guy. Tricia: Thats right we do. Michael: Im your guy. Mike: All right Mr. Gopin anything else before We got this great pumpkin giveaway to do here in a couple of minutes. Would you like to add anything? Michael: Sure. Just El Paso stay safe and stay smart. You know were dealing with this crazy pandemic here and our numbers in El Paso are getting out of control so you know be smart stay safe. And if you have any legal questions please call us. Wed be happy to help. Tricia: Nice. Mike: And well have him again next month so submit your question ahead of time by using the Submit Audio feature on the free 93.1 KISS-FM Mobile App. And when hes in next time well address your situation. Its Mike and Tricia Mornings on The post 93.1 KISS FM Ask A Lawyer Part 2 appeared first on . via https://www.michaelgopin.com/blog/93-1-kiss-fm-ask-a-lawyer-part-2/